Principles & Practices of Banking 2021

This book is intended to be an introduction to Indian banking and touches on almost every aspect, from the Indian financial system to contemporary issues and developments in the banking & finance industry. This book is an aid to understand the nuances of the operational aspects involved in banking. The developments in banking including the important areas of emerging technologies and ethics in banking have been dealt with in adequate detail. The book exhaustively covers the intricacies of financial intermediation, regulatory aspects governing the banking system, marketing aspects of the banking institutions, sources and application of funds in banks, loans and deposits, investment portfolio of banks, statutory reserve requirements, capital adequacy, Basel III norms and lending functions of banks.